| Who can Borrow | Regular member/Associate member (singly/Jointly) |
| Purpose | Purchase of Flat, Construction House, Bungalows and Apartment on Ownership Basis. |
| Limit | Max. Limit Rs.75.00 lacs for individual house. |
| it depends on valuation and project report as applicable. |
| Up to 8 lakhs for B Khatha propertys |
| Security | Mortgage of Residential/commercial premises to be purchased/constructed |
| Margin | valuation of property according government rates and Society engineer valuation |
| Repayment Period | Max 156 months |
| Processing Fees | 0.75% of the loan amount as applicable from time to time |
| Legal & Documentation Charges | On Actual Basis. |
| Prerequisites | 1. Atleast 18 years of age Individuals employed/engaged in business/Professionals having a fair repaying capacity to justify servicing of monthly installments. |
| 2. Income Tax Returns/Income proof for the last three years along with computation of income. |
| 3. Copies of the relevant documents of the property to be purchased / constructed. |
| 4. Add income from family member. |
| Required Document | 1) Allotment Letter, |
| For BDA/KHB Property | 2) Possession certificate, |
| | 3) Sale Deed, |
| | 4) Khata, |
| | 5) Tax Paid Receipts, |
| | 6) Encumbrance Certificate, |
| | 7)Sanctioned Plan and Estimation for Construction Loan, |
| | 8)Income Proof, |
| | 9)Family Tree, |
| | 10) Noc from Family Members, |
| | 11) 6 Months Bank Statements, |
| | 12) 3 years IT Returns. |
| Required Document | 1) Mother Deed, |
| For Other than BDA / KHB Property | 2) Sale Deed, |
| | 3) Khata Certificate along with Extract, |
| | 4) Tax Paid Receipts, |
| | 5) Encumbrance Certificate, |
| | 6) Income Proof, |
| | 7) Family Tree, |
| | 8) Noc from Family Members, |
| | 9) 6 Months Bank Statements, |
| | 10) 3 years IT Returns, |
| | 11) Sanctioned Plan and Estimation for Construction Loan, |
| | 12) Approved Layout Plan, Conversion Order, Site Release order for BMRDA Sites. |
| Required Document | 1) Duration 156 Months for House Construction and House Purchase, |
| for Housing Loan (House Purchase and Construction) | 2) Maximum loan limit Rs.75 Lakhs, |
| | 3) On the basis of property security, |
| | 4) Sanctioned plan, |
| Required Document | 1) Maximum loan limit Rs. 70 Lakhs |
| for Site Purchase Loan | 2) Duration 240 months |
| | 3) Purchased property to be mortgaged to our Society |
| | 4) 3 years IT Returns |
