| Who can Borrow | Member engaged in commerce & business professionals, , individuals with high net worth |
| Purpose | Marriage |
| Business |
| Education |
| Contractor/Professional and Self employed |
| Clear debts |
| Purchase of consumer another property/construction |
| Limit | up to Rs 75 lakhs |
| Security | Mortgage of Property/Commercial premises to be purchased |
| Repayment Period | Repayment 156 months |
| Processing Fees | 0.75% of the loan amount |
| Legal & Documentation Charges | On Actual Basis. |
| Prerequisites | 1. Income Tax Returns/any Income proof for the last three years along with computation of income of Individuals/Partners/Directors. |
| 2. Audited Financial Statements for the last three years of the firm/companies. |
| 3. Copies of the relevant documents of the property to be mortgaged. |
| 4. Add income from family member. |
| Required Document | 1) 156 months duration |
| 2) property based security |
| 3)Amount depend on S R Value of property |
| Required Document for PROPERTY LOANS | 1) Applicant should be in Position Minimum 5 years |
| |
| 2) Minimum 500 Square Feet Sital Area |
| 3) Minimum 400 Square Feet for commercial buliding |
| 4) 3 years Income Tax Returns Compulsory |
| 5) If Applicant is Govt Employee Pay Slip and 6 Months Bank Statements |
| 6) If Property is Revenue Documents RTC, Mutation, Akarband Required |
| 7) If it is DC Converted Land Layout Plan is Required |
| 8) Maximum Loan Limit Rs.75 Lakhs |
| 9) 156 Months Duration |
| 10) Loan not issued for Vacant Site |
