| Who can Borrow | Individual |
| Purpose | Personal needs such as Housing, Education, Medical Emergencies, Travel, Business etc |
| Max .Finance available | Rs.1.00 lacs |
| Security | Above Rs 25000/- two guarantors or collateral security of Society members |
| & Basic salary Rs 20000/- & above |
| Repayment | 50 months |
| Processing Charges | 1 % of the loan amount |
| Documentation Charges | As applicable |
| Prerequisites | 1. Income Tax returns for the last three years along with computation of income of the applicant and guarantors. |
| 2. Confirmed employee in case of salaried person |
| 3. COMPLIANCE OF KYC NORMS. |
| 4. Statement of operative Bank account for the last one year |
| 5. Salary certificate or salary slip for consecutive three months. |
| Required Document | 1) Latest three months pay slip or salary certificate |
| 2) Address Proof, ID proof |
| 3) Office id |
| 4) Society membership ID Card |
| 5) Photo |
| 6) 6 months Bank statement |
| 7) duration 50 months |
